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Terms of Use

Acceptance of Terms. By using this site, you acknowledge that you agree to the terms described below. If you do not agree to these terms, do not use this site. Please check these terms periodically for changes. Your continued use of this site after the posting of changes to these terms will mean you agree to abide by those changes.

Earnest Fiduciary (“EF”) operates this site from its office within the United States. EF makes no representations that the materials on this site are appropriate or available for use in other areas of the world. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. Any claim relating to this site or use of this site will be governed by and interpreted in accordance with the laws of the State of California, without reference to its conflict-of-laws principles. Any dispute arising out of or related to your use of this site will be brought in, and you hereby consent to exclusive jurisdiction and venue in, the state and federal courts sitting in Los Angeles County, California. You agree to waive all defenses of lack of personal jurisdiction and forum non-conveniens and agree that process may be served in a manner authorized by applicable law or court rule.

Copyright Notice. Everything on this site is copyrighted. The copyrights are held by EF or by the original creator of the material. Permission is granted to view, copy, print, and distribute material from this site for personal, non-commercial use only, provided you do not modify the materials and that you retain all copyright notices contained in the materials. You may not use materials contained in this site for any other purpose without written permission from EF.

Disclaimer of Warranties. EF intends for the material on this site to be accurate. However, these materials may contain inaccuracies, typographical errors or other mistakes. EF may make corrections or changes to these materials at any time. EF reserves the right to make changes or improvements to its products, programs and services at any time, without incurring the obligation discontinue any products, programs, or services without notice.
THE MATERIALS IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, ETM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT OF ANY THIRD PARTY INTELLECTUAL PROPERTY RIGHT.

Limitations of Liability. EF is not liable for any direct, indirect, special, incidental, or consequential damages arising out of the use – or the inability to use – the materials on this site. This includes but is not limited to the loss of data or loss of profit, even if EF was advised of the possibility of such damages.

Links. This site may contain links to third-party sites. EF is not responsible for the content of any linked sites. EF provides these links solely as a convenience to users and does not endorse the companies or contents of any linked sites.


Privacy Policy

Earnest Fiduciary ("EF") respects the privacy of our web site visitors. This privacy statement explains what information is collected from you by EF when you visit, and how EF uses that information.

When you visit www.EarnestFi.com, automated tools may log certain bits of information about your viewing session. Information on all viewing sessions is processed together to help us determine how our web site is functioning. For example, it helps us to know which pages are popular among our readers, and which ones are not. We use information such as this to guide our web site maintenance and improvements.

None of this information can identify any viewer personally; you remain anonymous. We do not track or record information about individuals and their visits. The specific data we may collect include:
1. The Internet domain (example: www.EarnestFi.com) and the assigned Internet protocol (IP) address of the computer you are browsing from. The IP address is a number that is assigned to your computer when you are accessing the Web;
2. The type of browser and operating system used to access our site;
3. The date and time you access our site; and
4. The pages that are viewed, and paths that are taken through the Web site.

EF does not share any information that it collects with any third party.